Debt and limitation periods at a high level

This page is a public educational walkthrough. It is not a retainer, a court form, or a promise about your result. For legal advice, you should contact an appropriate Lawyer or Paralegal specializing in the area of law you need assistance with.

1. Ontario generally uses a two-year limitation idea for many claims

   There are exceptions. Read the Limitations Act, 2002 on this site.

2. A payment or written acknowledgement can restart issues

   Do not casually “pay something” without understanding it.

3. Collectors may still call after a limitation defence exists

   The defence is raised in court if they sue, not by hoping they stop.

Official law on this site: collection-agencies-your-rights.

Disclaimer: Know The Law publishes legal information for the public, not legal advice. Court forms, fees and filing channels change. Read the official statute text and the official form page linked from this guide before you act. We do not represent you and we do not file documents for you. For legal advice, you should contact an appropriate Lawyer or Paralegal specializing in the area of law you need assistance with.