Educational how-to
← All Collection Agencies guides
A court judgment versus an unpaid bill
This page is a public educational walkthrough. It is not a retainer, a court form, or a promise about your result. For legal advice, you should contact an appropriate Lawyer or Paralegal specializing in the area of law you need assistance with.
An invoice is not a judgment
Enforcement tools usually need a court order.
If you are starting the court piece
Small Claims Form 7A or Superior Court Form 14A, depending on amount and claim type.
If you were served with a claim
Use Form 9A or Form 18A. Missing that step is how an unpaid bill becomes a garnishment.
Official law on this site: collection-agencies-your-rights.
Disclaimer: Know The Law publishes legal information for the public, not legal advice. Court forms, fees and filing channels change. Read the official statute text and the official form page linked from this guide before you act. We do not represent you and we do not file documents for you. For legal advice, you should contact an appropriate Lawyer or Paralegal specializing in the area of law you need assistance with.
