"Stop the Collection Calls"

🛑 Tired of Collection Calls?

Know Your Rights in 30 Seconds

If an agency is calling you for a debt from 2020 or earlier, you might be holding all the cards. In Ontario, you have the legal right to stop the harassment.

The "Dispute" Shield: Under Ontario law, if you send a written notice stating you dispute the debt and suggest they take the matter to court, the agency must stop calling you.

Quick Checklist:

• ✅ 2-Year Rule: Most debts are statute-barred after 2 years.
• ✅ No Fees: Agencies usually can't add their own "service fees."
• ✅ Written Only: You can demand they only contact you via mail.

Download the 'Notice of Dispute' Template Make them follow the law.